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Imagine shopping in-store in the year 2020. No need to carry items in a physical shopping cart, no need to carry a physical wallet. PayWise is a mobile app that brings the future of the in-store shopping experience to you. We create an end-to-end payment experience using the optimized payment methods based on the goals you have and rules you set. The goals can be anything from improving your credit score, maximizing cash flow, avoiding overdrafts, to maximizing credit rewards. Or you could also create your own IFTTT rules that automatically define how you transact. All you need to do is to link your financial accounts, create rules, and scan the items you want to buy. PayWise recommends the optimal way for you to pay across your different sources, using a combination of payment sources. Without hassle, you simply get the app-generated barcode scanned by the cashier. Boom, you're done. PayWise. We optimize the way you pay based on the rules you set.