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Let's solve two problems. Impulsive late night purchases. Not completing goals. The American Society of Training and Development says 10% of people complete their goal or idea. 95% complete their goals if they have an accountability partner Here's a simple app. Name your task, put your coin amount, choose your accountability partner. When you start a goal , you pay for your coins. When your partner says you completed the project, you now have access to them. Other users can see what goals you have and they can encourage you to complete your goal. Using Modo payments coin system gamifies the process Let's build a community of encouragement and one that finishing goals.