Smart Pay

New smart way to pay

Toronto

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Project Info

Message Team

Technologies Used

Frontend - HTML/CSS/Bootstrap

Project Team

Jenny Chang

Developer

Alexander Figueroa

Developer

ankit.jain

Developer Designer Entrepreneur

Emily Xiong

Developer

emilyxiong1990

This team is looking for

Product Manager Investor

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About

This project provides a solution to addressing the issue of stolen credit cards from online payments, by providing the "Pay with RBC" button which can help the user to launch our app from browser or any other app. Using our application, user can generate a credit card specific to the merchant or one-time use only. This will proxy the real plastic credit card of a user and can help minimizing the fraud by providing one-time use card number only. User can also track their purchase activity through the application. We have implemented a new solution to solving payment problems of stolen credit cards using Frontend - HTML/CSS/Bootstrap, Swift, NodeJs, iOS App, Javascript, Objective C, Cocoa Pods. This project is made with love from this team: Jenny Chang Ho - Mobile Lead Developer at RBC, Alex J. Figuero - iOS Developer at Kinetic Cafe, Ankit Jain - iOS Developer at TCS, Emily H. Xiong - Mobile Developer at RBC

Comments

Stephen Schroth - 2763d

Clear and intuitive UI. Hard to rate impact without Need understanding more about how this works technically and how it is differentiated from other tokenization technology.

ankit.jain - 2763d

our idea creates a mock client card and use the new generated card for payment. However apple or Android app use token to make payment at POS. Also with our app we are solving the online fraunt.

Dmitry.Barinov - 2763d

Unclear how this Tokenization schema is compliant with industry standards. Why would not the Bank just use ApplePay or AndroidPay which are standard OS features?

ankit.jain - 2763d

our idea creates a mock client card and use the new generated card for payment. However apple or Android app use token to make payment at POS. Also with our app we are solving the online fraunt.

socialnerdia - 2763d

Good use case and problem to solve. The idea of masking the card is an interesting one.

Jenny Chang - 2763d

Thank you for your feedback! :)

Len Covello - 2763d

Great idea, there are some complexities around fraud and generating a tokened PAN for transactions from the retailer.

ankit.jain - 2763d

Thank you for your feedback!

James.McGuire - 2763d

I like your idea, there is a lot there, but difficult to clearly understand what you were solving for. Underneath it there is a good but you need to go deep to fully understand it. Lots of technology implications behind this one.

ankit.jain - 2763d

Thank you for your feedback! Our idea is simple to hide real credit card and present a merchant specific creditcard for online shopping.

Jenny Chang - 2763d

Thank you! The idea is to add another layer of security, but the work is on our side, not the user.

Darren Murata - 2763d

This is an interesting idea in a fraud heavy new world. Tokenization is a really great idea.

ankit.jain - 2763d

Thank you for your feedback! :)

Melody Adhami - 2763d

Interesting concept. The ghost concept of credit cards seems really secure. I would just ask what the feasibility of this would be.

ankit.jain - 2763d

Thank you for your feedback! :)

David - 2763d

Mock credit card idea is very compelling - design could be more intuitive - masking credit card it the true value. App could be more intuitive.

ankit.jain - 2763d

Thank you for your feedback! :)

Jenny Chang - 2763d

thank you!

Emily Xiong - 2763d

hello

ankit.jain - 2763d

Jenny Chang - 2763d

hello team

Alexander Figueroa - 2763d

Hello

Smart Pay

New smart way to pay

Toronto

Technologies Used

Project Team

Jenny Chang

Alexander Figueroa

ankit.jain

Emily Xiong

emilyxiong1990

This team is looking for

About

Comments

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