Thanks for valuable input/comments. We have legal and default issues to tackle before we can made it real. Inputs are welcome. Thank you for your time.

Need to explore further scoring criteria and default. These are extremely important aspects of business model.

How to get past the law for personal money lending? What is the maximum amount? How do you prevent fraud?

law issue

I like the idea, but we need to figure how to make it legal. hit me up via amarit@hubbathailand.com and lets make it real!