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**This is a submission for World 1** The unbanked and un-identified are not able to get loans for more reasons than just a fixed income. 1-800-LENDERZ solves every problem so that the Unbanked can become banked and secure a loan that could potentially change their lives forever! We use a combination of crowdsourcing and FDIC compliant regulation we help the an Unbanked Borrower get the credentials and the guarantees they need to GET THAT LOAN! We have several categories for the borrower so that they can build their profile for our crowd of guarantors. • Merchants • Education • Entrepreneurship • Training • Technology (inventions, new product ideas) • Adventure We're 1-800-LENDERZ! With a 'Z'! The Z is for ZERO PROBLEMS!