Technologies UsedVisa Consumer Transaction Controls API
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Too many people are worried about their financial health, but lack the tools to whip their spending habits into shape. Inhibit is a simple interface built on top of the Visa Consumer Transaction Controls API that allows users to block spending in certain categories (clothing, tobacco, etc). Users' cards will simply decline when they try to make an offending purchase. This gives people the little nudge they need to stop spending money on dumb stuff, so they can start saving for purchases that matter.