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Market opportunity: by 2020 58% of all credit card transaction will be done via an eWallet. Smatch is an alternative payment method, specifically an eWallet, that allows users to pay online for their goods. Users can pay online an in-store without the burden of filling in the forms with their credit card number (PAN, CVV, CVC). The wallet is able to generate interest rates coming from P2P lending, e.g. using Zopa APIs.
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