Technologies UsedIBM Bluemix
List and Balances API (USBANK)
Account Transaction History (USBANK)
Account Owner Detail API (USBANK)
IBM Bluemix-Speech to Text
IBM Bluemix-Text to Speech
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It is clearly not a habit for Americans to save up for emergencies or crises that might happen any second, leaving them no choice but to take up high-interest loans or unsecured credit lines when these emergencies happen. However, Americans who draw limited income, many of whom are above 50, get hit by financial emergencies the hardest. They simply do not have enough income to recover from these shocks, and eventually get drowned in high-interest debts. To solve this problem, EmergenSave cultivates within Americans a daily habit of saving up for emergencies. This is done through a personalized emergency savings smart assistant, build on IBM Bluemix and IBM Watson. EmergenSave provides users with statistics and data of their daily spending habits, and push out actionable recommendations of how they could contribute to an emergency fund in a seamless manner.