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[app link : https://github.com/mohammed932/eb3atly] With Eb3atly you don't need to worry about your money if you paid for your friends at a restaurant or a cafe because they will be able to transfer the exact amount to you, instantly! Another advantage is to make a peer-to-peer loans/lending system between the users themselves. By repaying what others paid you and the peer-to-peer loans; your credit score points will be increased - if you don't repay, your points will be decreased based on specific conditions and penalties - which we can use with the banks as a secondary/alternative verification for users to take loans. Q: What makes our team skilled/experienced enough to execute this solution? A: We have a diverse team with experience in web and mobile front-end development and back-end development, a UI/UX expert, and a product manager. We are equipped with practical work experience to build the project and also to commercialize it to consumers. We have thought through challenges that consumers face with gaining credit scores today and have innovated a creative solution that allows clients to easily gain a social credit score as an alternative.

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