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Coffee for Change Challenge, an uncomplicated, straightforward way to donate money to charity. When someone wants to give to charity but doesn't know how they could afford to give. Coffee for Change Challenges users to skip money spend on small every day purchases such as a latte and set aside that small amount to donate to the charity of their choice. Coffee for Change creates a new Capital One 360 Savings account using the Bank Account Starter for the user. Then every time the user skips the latte they can transfer that amount money into the account using the Money Movement API in tiny amounts daily. At the end of the year the user can see how much all those daily amounts they have to donate in their Capital One 360 Savings account and send the huge amount to the charity.