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Starkbot is your new personal AI that processes natural language commands and produces an optimal itinerary based on the tasks/things the user wants to accomplish and the user’s preferences in areas such as cost, quality, and distance. The other issue we wanted to address has to do with providing secure transactions. When you use your card in a new place, you often get warnings or your card may even be disabled after a few suspicious. Once we calculate your ideal itinerary, we use a simple algorithm to give you an estimated budget to perform all these tasks and then allow you to instantly create a virtual card using Visa Merqata that can be spent anywhere. We verify your input card via the Visa Payment Account Validation API and then fund your new Merqata card new using Visa's new Direct API.